StripeFinancial infrastructure for accepting payments and managing online revenue at scale.
Overview
Key features
- Online and in-person payment processing
- Subscription and recurring billing
- Radar fraud detection powered by ML
- Invoicing, tax, and revenue reporting
- Global payouts and multi-currency support
- Developer APIs, SDKs, and webhooks
Pricing
- Model
- Free
- Category
- Payments
- Rating
- 4.8 / 5 (5)
Use cases
Accept Online Payments for E-commerce
Integrate Stripe's APIs to process card and local payment methods across web and mobile checkouts, supporting multiple currencies and global customers.
Manage SaaS Subscription Billing
Automate recurring billing, invoicing, proration, and tax compliance for SaaS products, reducing manual revenue operations overhead.
Reduce Fraud with Radar
Use Stripe Radar's ML-based fraud detection to screen transactions in real time, improving authorization rates while blocking risky payments.
Marketplace Payouts and Card Issuing
Run a marketplace by splitting payments to sellers, issuing virtual or physical cards, and managing global payouts from a single platform.
Pros & Cons
Pros
- Robust, well-documented APIs
- Wide global payment method support
- Strong fraud and risk tooling
- Scales from startups to enterprises
Cons
- Transaction fees can add up at scale
- Account holds and reviews can disrupt cashflow
- Advanced features require developer resources
Reviews
Average from 5 ratings.
Sign in to leave a review.
Compared a few options
Evaluated this against two competitors. Where it wins: global payouts and multi-currency support and robust, well-documented APIs. Where it lags: advanced features require developer resources. On balance the feature set — especially invoicing, tax, and revenue reporting — justifies the 5 stars for our use case.
Use it every day
Honestly didn't expect to like it this much. Radar fraud detection powered by ML is exactly what I needed, and robust, well-documented APIs. but I reach for it almost every day now and it just clicks.
Years in this space
I've evaluated a lot of these over the years. What stands out here is developer APIs, SDKs, and webhooks — handled better than most — and wide global payment method support. Worth the time if this is your use case.
Use it every day
Honestly didn't expect to like it this much. Online and in-person payment processing is exactly what I needed, and robust, well-documented APIs. I do wish advanced features require developer resources, but I reach for it almost every day now and it just clicks.
Does the job
Pretty happy overall. Online and in-person payment processing just works and scales from startups to enterprises. Transaction fees can add up at scale can be annoying, but no dealbreakers — I'd recommend it to a friend without hesitating.
Q&A
How are payment fees calculated?
Stripe charges a per-transaction fee depending on the payment method used by the end customer. More details on fees by payment method.
Asked by Dmitri Volkov · May 20, 2026
Will I be charged tax?
Stripe is required to charge tax on certain products and services. Tax is charged based on your location and/or your business/tax status, which determines whether a product or service is subject to taxes, and the applicable tax rates.
Asked by Ludovic Girard · May 20, 2026
Are there additional fees for refunds?
For businesses on standard pricing: There may be fees for refunds when bank transfers are used. For all other payment methods, there are no fees for issuing refunds. The payment processing, Connect and currency conversion fees from the original transaction are not returned. For businesses on custom pricing: There may be fees for issuing refunds depending on your fee schedule with Stripe.
Asked by Kwame Mensah · May 12, 2026
Do you have setup fees or monthly fees?
Stripe does not charge setup fees, monthly fees, or any other hidden fees like closure fees. All fees for businesses on standard pricing are listed on our website.
Asked by Rasheed Osman · Apr 27, 2026
Do you offer any discounts?
Stripe offers custom pricing for businesses with large processing volumes. Eligibility varies by market.
Asked by Vera Nováková · Mar 24, 2026
Ask a question
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