概览
主要功能
- 线上和实体场景下的支付处理
- 自动续费和定期账单
- 使用机器学习算法检测欺诈-Radar
- 发票处理、纳税和收入报告
- 全球付款和多种货币支持
- 开发者API、SDK及webhooks
价格
- 模型
- Free
- 评分
- 4.8 / 5 (5)
使用场景
使用 Stripe 接受在线付款
将 Stripe 的 API 集成到您的 web 和移动应用中，支持各种货币和全球客户，处理多种付款方式。
Stripe 管理 SaaS 自动续费
通过 Stripe 自动处理 SaaS 的自动续费、发票、调账和纳税，减少人工处理收入流程的麻烦。
使用 Stripe Radar 减少欺诈风险
使用 Stripe Radar 的机器学习算法进行实时欺诈风险检测，改进授权率，识别和阻止高风险付款。
使用 Stripe 运营多家店铺
通过 Stripe 运营您的商城，将付款分给卖家、发出虚拟或物理卡，管理全球付款。
优点 & 缺点
优点
- API 文档丰富
- 支持全球各种支付方式
- 欺诈风险控制能力强
- 从初创公司到企业都可应scale
缺点
- 处理大量交易时交易费用可能累计
- 帐户冻结和审查将造成对现金流的冲击
- 高级功能需求开发者资源
评测
5 个评分的平均值。
登录以留下评测。
Compared a few options
Evaluated this against two competitors. Where it wins: global payouts and multi-currency support and robust, well-documented APIs. Where it lags: advanced features require developer resources. On balance the feature set — especially invoicing, tax, and revenue reporting — justifies the 5 stars for our use case.
Use it every day
Honestly didn't expect to like it this much. Radar fraud detection powered by ML is exactly what I needed, and robust, well-documented APIs. but I reach for it almost every day now and it just clicks.
Years in this space
I've evaluated a lot of these over the years. What stands out here is developer APIs, SDKs, and webhooks — handled better than most — and wide global payment method support. Worth the time if this is your use case.
Use it every day
Honestly didn't expect to like it this much. Online and in-person payment processing is exactly what I needed, and robust, well-documented APIs. I do wish advanced features require developer resources, but I reach for it almost every day now and it just clicks.
Does the job
Pretty happy overall. Online and in-person payment processing just works and scales from startups to enterprises. Transaction fees can add up at scale can be annoying, but no dealbreakers — I'd recommend it to a friend without hesitating.
问答
How are payment fees calculated?
Stripe charges a per-transaction fee depending on the payment method used by the end customer. More details on fees by payment method.
Asked by Dmitri Volkov · May 20, 2026
Will I be charged tax?
Stripe is required to charge tax on certain products and services. Tax is charged based on your location and/or your business/tax status, which determines whether a product or service is subject to taxes, and the applicable tax rates.
Asked by Ludovic Girard · May 20, 2026
Are there additional fees for refunds?
For businesses on standard pricing: There may be fees for refunds when bank transfers are used. For all other payment methods, there are no fees for issuing refunds. The payment processing, Connect and currency conversion fees from the original transaction are not returned. For businesses on custom pricing: There may be fees for issuing refunds depending on your fee schedule with Stripe.
Asked by Kwame Mensah · May 12, 2026
Do you have setup fees or monthly fees?
Stripe does not charge setup fees, monthly fees, or any other hidden fees like closure fees. All fees for businesses on standard pricing are listed on our website.
Asked by Rasheed Osman · Apr 27, 2026
Do you offer any discounts?
Stripe offers custom pricing for businesses with large processing volumes. Eligibility varies by market.
Asked by Vera Nováková · Mar 24, 2026
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