OxaPayCrypto payment gateway for businesses to accept, send, and manage digital currency payments.

4.8 (5)

Reviewed by Daniel Nikulshyn·Updated July 2026

Crypto Payments Payment Gateway API E-Commerce FinTech Developer Tools Merchant Tools

Overview

OxaPay is a cryptocurrency payment gateway designed to help businesses, freelancers, and online merchants accept payments in a range of digital currencies. It provides tools for generating invoices, processing one-time and recurring payments, and integrating crypto checkout into websites, stores, and applications. The platform supports multiple cryptocurrencies and offers APIs, plugins, and merchant dashboards to simplify integration. Users can also send mass payouts, manage balances, and convert between supported coins, making it suitable for both customer-facing transactions and internal payment workflows.

Key features

Merchant payment gateway
Invoice generation and checkout pages
REST API and e-commerce plugins
Mass crypto payouts
Multi-currency wallet dashboard
Webhook and transaction notifications

Pricing

Model: Free
Category: Ecommerce
Rating: 4.8 / 5 (5)

Use cases

Accept Crypto on Online Stores

E-commerce merchants can integrate OxaPay via plugins or API to accept multiple cryptocurrencies at checkout, expanding payment options for global customers.

Freelancer Invoicing in Crypto

Freelancers generate branded invoices and checkout pages to bill clients in digital currencies, with webhook notifications confirming successful payments.

Mass Payouts to Contributors

Businesses use the mass payout feature to send crypto payments to many recipients at once, streamlining payroll, affiliate, or contractor disbursements.

Recurring Subscription Billing

SaaS and subscription services set up recurring crypto payments through the API, automating billing cycles while managing balances in a multi-currency dashboard.

Pros & Cons

Pros

Supports multiple cryptocurrencies
Developer-friendly API and plugins
Invoicing and recurring payment options
Mass payout functionality for businesses

Cons

Limited to crypto, no fiat rails
Adoption depends on customer crypto familiarity
Volatility risk on held balances

Reviews

4.8

Average from 5 ratings.

Ahmed Saleh

Feb 21, 2026

Compared a few options

Evaluated this against two competitors. Where it wins: merchant payment gateway and invoicing and recurring payment options. Where it lags: limited to crypto, no fiat rails. On balance the feature set — especially webhook and transaction notifications — justifies the 5 stars for our use case.

Aaliyah Johnson

Oct 2, 2025

Use it every day

Honestly didn't expect to like it this much. Invoice generation and checkout pages is exactly what I needed, and developer-friendly API and plugins. but I reach for it almost every day now and it just clicks.

Gunnar Eriksson

Sep 28, 2025

Years in this space

I've evaluated a lot of these over the years. What stands out here is multi-currency wallet dashboard — handled better than most — and mass payout functionality for businesses. Adoption depends on customer crypto familiarity is my one real gripe. Worth the time if this is your use case.

Camille Laurent

Aug 30, 2025

Compared a few options

Evaluated this against two competitors. Where it wins: webhook and transaction notifications and invoicing and recurring payment options. On balance the feature set — especially merchant payment gateway — justifies the 5 stars for our use case.

Elena Rossi

Aug 25, 2025

Skeptical, then convinced

I went in skeptical — most tools in this space overpromise. It actually delivers on invoice generation and checkout pages, and supports multiple cryptocurrencies caught me off guard. Adoption depends on customer crypto familiarity is why this isn't a perfect score, still, I'd recommend giving it a real trial.

Q&A

Does OxaPay provide any fiat currency support?

No, OxaPay is focused solely on cryptocurrency transactions; there are no built‑in fiat rails or conversions to traditional currencies.

Asked by Xander de Vries · Mar 12, 2026

Can OxaPay send mass payouts and manage multiple coins?

Yes, the platform provides a mass payout service for bulk crypto transfers and a multi‑currency wallet dashboard with instant swap tools for managing balances across supported coins.

Asked by Abebe Girma · Mar 7, 2026

What integration options are available for e-commerce sites?

OxaPay offers REST APIs, no-code links, and ready-made plugins that let businesses embed crypto checkout directly into websites, stores, and applications.

Asked by Sami Virtanen · Feb 13, 2026

How does OxaPay handle volatility when customers pay with crypto?

OxaPay automatically converts incoming crypto payments to stablecoins like USDT in real time, protecting merchants from price swings without manual intervention.

Asked by Sven Bergqvist · Feb 5, 2026