OlympHill
UroPay logo

UroPayTurn your Android phone into a UPI payment terminal for quick, contactless customer payments.

4.8 (4)
Daniel NikulshynReviewed by Daniel Nikulshyn·Updated July 2026
Mobile AppAndroidPaymentsUPIFinTechSmall BusinessPoint of Sale

Overview

UroPay is a UPI-based payment acceptance app that lets small businesses and individual sellers use an Android phone as a point-of-sale device. Instead of investing in dedicated hardware, merchants can generate payment requests, share QR codes, and confirm incoming UPI transfers directly from their handset. The tool is aimed at shopkeepers, freelancers, delivery agents, and service providers who need a low-friction way to collect digital payments. By relying on the existing UPI network, it supports payments from most major Indian banking and wallet apps without requiring customers to install anything new. With a focus on simplicity, UroPay keeps the checkout flow short and provides basic transaction tracking so sellers can monitor daily collections from one place.

Key features

  • UPI payment acceptance on Android
  • Dynamic QR code generation
  • Real-time payment confirmation
  • Transaction history tracking
  • Merchant-friendly checkout flow
  • Support for major UPI apps

Pricing

Model
Freemium
Category
Large Language Models (LLMs)
Rating
4.8 / 5 (4)

Use cases

Accept UPI payments at a small shop

Shopkeepers can generate dynamic QR codes on their Android phone and confirm incoming UPI transfers instantly, removing the need to invest in a dedicated POS terminal.

Collect payments on delivery

Delivery agents can share a payment request at the doorstep and receive real-time confirmation through UPI, speeding up cash-on-delivery handovers.

Invoice clients as a freelancer

Freelancers and service providers can request payments via QR codes from their phone and track transaction history without needing extra billing hardware.

Run a mobile pop-up stall

Event vendors and pop-up sellers can use UroPay as a portable checkout, accepting payments from any major UPI app with a quick, low-friction flow.

Pros & Cons

Pros

  • No extra POS hardware needed
  • Works with any UPI app
  • Quick setup for small merchants
  • Lightweight Android-first experience

Cons

  • Limited to UPI and the Indian market
  • Android only
  • Fewer advanced features than full POS systems

Reviews

4.8

Average from 4 ratings.

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Grace Okafor

Mar 13, 2026

Compared a few options

Evaluated this against two competitors. Where it wins: transaction history tracking and lightweight Android-first experience. Where it lags: fewer advanced features than full POS systems. On balance the feature set — especially transaction history tracking — justifies the 5 stars for our use case.

Jamal Carter

Jamal Carter

Jan 4, 2026

Compared a few options

Evaluated this against two competitors. Where it wins: dynamic QR code generation and lightweight Android-first experience. Where it lags: limited to UPI and the Indian market. On balance the feature set — especially transaction history tracking — justifies the 5 stars for our use case.

VN

Victor Nguyen

Oct 27, 2025

Does the job

Pretty happy overall. Merchant-friendly checkout flow just works and works with any UPI app. but no dealbreakers — I'd recommend it to a friend without hesitating.

Priya Nair

Priya Nair

Oct 21, 2025

Skeptical, then convinced

I went in skeptical — most tools in this space overpromise. It actually delivers on merchant-friendly checkout flow, and lightweight Android-first experience caught me off guard. Fewer advanced features than full POS systems is why this isn't a perfect score, still, I'd recommend giving it a real trial.

Q&A

How do UPI payment links work?

UPI payment links allow you to create shareable links that customers can click to pay directly via any UPI app like GPay, PhonePe, Paytm, or BHIM. Simply create a link with the payment amount and share it via WhatsApp, SMS, email, or embed in invoices. Customers click the link and pay instantly using their preferred UPI app.

Asked by Mateusz Wozniak · Feb 13, 2026

Are UPI payment links safe and secure?

Yes, UPI payment links are completely secure. They use the same encryption and security standards as all UPI transactions in India. The payment happens directly between the customer's bank and your UPI account through NPCI's secure network. UroPay doesn't store any sensitive payment information.

Asked by Nikolai Petrenko · Jan 24, 2026

Can I create payment links for free?

Absolutely! UroPay offers a free plan that allows you to create unlimited payment links with basic transaction limits. You can upgrade to Growth (₹300/month) or Ultimate (₹500/month) plans for higher transaction limits and additional features like email notifications and payment tracking.

Asked by Carmela Esposito · Jan 20, 2026

How quickly do I receive payments through UPI links?

Payments through UPI links are instant! Once a customer completes the payment using their UPI app, the money is transferred to your bank account immediately. You'll also receive real-time notifications about successful payments.

Asked by Wanjiru Kamau · Jan 10, 2026

Can I share payment links on WhatsApp and SMS?

Yes! UroPay payment links work perfectly on WhatsApp, SMS, email, and can even be embedded in invoices or websites. The links are mobile-optimized and work seamlessly across all devices and platforms.

Asked by Ivana Novak · Jan 2, 2026

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