Lendle去中心化的借贷和贷款协议，基于Mantle网络

4.3 (4)

审阅者 Daniel Nikulshyn·更新 2026年7月

DeFi Lending Borrowing Mantle Network Layer 2 Non-Custodial Governance Token Web3

概览

Lendle 是一个运行在 Mantle Network 上的去中心化货币市场协议，用户可以存入加密资产以获取收益，或以其抵押物进行借贷。借助 Mantle 的低手续费和快速交易，该协议致力于让链上借贷更易接入、更具资本效率。该平台提供汇聚式流动性市场，利率会根据供需算法自动调整。用户通过智能合约保持资产托管，治理则由协议代币驱动，社区主导。 Lendle 主要面向希望在不出售持仓的情况下获得收益机会、杠杆敞口或短期流动性的 DeFi 参与者。

主要功能

供应资产以赚取被动收益
以加密抵押物为借据
变动利率市场
基于令牌的治理
原生构建于Mantle L2
实时市场分析

价格

模型: Free
分类: 中3子格导
评分: 4.3 / 5 (4)

使用场景

闲置加密资产赚取收益

将加密资产供应到Lendle的流动性池中以赚取被动、算法确定的利息，而不失去对您的持有物主权

不售出持有而借入资产

使用现有加密作为抵押物来借入资产以满足短期流动性需求，避免纳税或失去对您的投资组合的暴露

杠杆化的DeFi暴露

循环供应和借入Mantle以获取支持资产的杠杆暴露，同时从低的L2事务费中受益

参与协议治理

持有并使用Lendle治理令牌通过社区来投票市场参数、风险设置和协议升级

优点 & 缺点

优点

在Mantle网络上具有低交易成本
无托管，链上借贷
算法利率
社区治理
使用L2的低交易成本

缺点

仅限于Mantle生态资产
智能合约和清算风险
较小的流动性

评测

4.3

4 个评分的平均值。

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Wei Chen

Mar 5, 2026

Skeptical, then convinced

I went in skeptical — most tools in this space overpromise. It actually delivers on built natively on Mantle L2, and algorithmic interest rates caught me off guard. Smart contract and liquidation risks is why this isn't a perfect score, still, I'd recommend giving it a real trial.

Frank Müller

Oct 23, 2025

Does the job

Pretty happy overall. Variable interest rate markets just works and low transaction costs on Mantle Network. Smart contract and liquidation risks can be annoying, but no dealbreakers — I'd recommend it to a friend without hesitating.

Sanjay Gupta

Jul 24, 2025

Does the job

Pretty happy overall. Token-based governance just works and algorithmic interest rates. Smart contract and liquidation risks can be annoying, but no dealbreakers — I'd recommend it to a friend without hesitating.

Camille Laurent

Jun 15, 2025

Skeptical, then convinced

I went in skeptical — most tools in this space overpromise. It actually delivers on built natively on Mantle L2, and algorithmic interest rates caught me off guard. Limited to Mantle ecosystem assets is why this isn't a perfect score, still, I'd recommend giving it a real trial.